Wero · payer side · outgoing instant credit transfer
Outgoing Wero payment, initiated by the payer.
A swimlane walkthrough of a payer-initiated Wero credit transfer — from user intent and SCA through PSP routing, instant interbank settlement on TIPS and ledger posting. Click any step to inspect the underlying ISO 20022 message.
User experience · TPP · Wero SDK
App / Merchant
Scheme · alias directory · routing
EPI Wero Hub / PSP
Core banking · ledger · screening
Bank (ASPSP)
The flow
Scroll horizontally · click a node for the underlying message
OKDecisionReject
App / Merchant
User experience · TPP · Wero SDK
EPI Wero Hub / PSP
Scheme · alias directory · routing
Bank (ASPSP)
Core banking · ledger · screening
T → time
ISO 20022 messages used
Click any card to inspect the canonical XML payload for this step.